A lintel carries the weight over an opening so you can build above it. Lintl does the same for your cashflow: turn an unpaid invoice into cash in minutes, so a slow-paying main contractor never holds up your work.
The lintel under your cashflow
Most generalist funders steer clear of construction, the long payment chains, the retentions, the main contractor who pays when certified. The specialists who do serve it mostly do it the old way, whole-ledger and broker-led. Construction is the only sector we serve, built tech-native and genuinely selective, so we price it fairly and read it better than a generalist ever could.
Fund a single invoice when you need to. No whole-ledger lock-in, no long contract, no notice period. You only pay when you draw.
Retentions, applications for payment, stage valuations, HGCRA. We understand how construction actually pays, so the invoices that banks bounce are the ones we say yes to.
Check a main contractor's strength before you take the job, and get alerted when a debtor's credit slips. The same checks that price our risk help you avoid bad payers in the first place.
Open Banking and a credit engine tuned to the trade mean a decision while you're still on site, not a four-week wait for a facility to open.
Five steps, most of them automatic. The whole span from raising an invoice to cash in your account is built to take minutes, not the weeks a bank needs.
Connect your accounts and pick the invoice. No paperwork, no forms to print.
Open Banking, Companies House and a construction-tuned credit read on your debtor.
An instant, transparent offer with the fee shown up front. No hidden charges.
Up to 95% of the invoice in your account, often the same day you apply.
We collect from your debtor on the agreed date. Need longer? Extend the buffer in a tap.
Move the sliders for a feel of the numbers. Selective, so you fund one invoice at a time, and you only pay for the days you actually use.
Illustrative only, from 0.06% per day on the amount you draw. Your actual rate depends on the invoice and is always shown clearly before you commit. We advance up to 80% while we build your track record, stepping up as it proves out.
Lintl works for your cashflow every day, not just when you draw. Come on board and you get construction-specific support, built around how the sector really pays, whether or not you ever draw a penny.
Get a clear read on the subcontracts you take on, so a buried clause never catches you out on site.
Stay ahead of the dates and notices that decide whether you get paid in full.
A construction-aware view of what you are genuinely owed, not just the headline invoiced figure.
Insight into how your main contractors actually pay, so a slow payer never catches you out.
Plus free calculators anyone can use, no sign-up. See the tools →
It takes 30 seconds. Enter your company number or name to check, and claim a founding place: the first firms we onboard get their platform fees waived for the first 3 months and priority funding at launch.
No. Lintl buys the invoice you're already owed and advances most of its value, it's invoice finance, not a loan, and you take on no debt.
No. Bring a single invoice forward whenever you choose. No whole-ledger assignment, no debentures, no monthly minimums.
A simple discount fee for the days you actually use the advance, priced per invoice and shown up front before you accept. No set-up fee, and nothing on a limit you don't draw.
No. The arrangement is confidential. We settle on the agreed date and your main contractor need never know you used us.
No. The construction-specific tools and insights are yours to use whether or not you ever take an advance.
Yes. Bank and accounting connections are read-only and encrypted, files sit off the public web, and access is least-privilege by design. We build to ISO 27001 principles.
We're onboarding a small group of construction firms at launch, and the founding cohort gets their platform fees waived for the first 3 months and priority funding. Leave your email and we'll be in touch before we open the doors.
A construction-specialist credit and payments platform, with finance built in. If you've been sent an invite code, you can open the confidential investor preview.
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